Synergy Bank · Mississippi · 2025

Synergy Bank in Mississippi: approval rate, denial rate and rates (2025)

Synergy Bank took 7 mortgage applications in Mississippi in 2025, ranking #307 of 681 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 22.9%.

7Applicationsin MS
0.0%Decision denial ratestate 28.5%
Median ratestate 6.75%
$245,000Median loanstate $135,000
$3.8MVolume5 counties

Synergy Bank in Mississippi vs the state

0.0%Denial rate-22.92 pts vs state
0.0%Decision denial rate-28.45 pts vs state
100.0%Origination rate+47.13 pts vs state
Median rate
Rate spread (pts)
$153kMedian applicant income
7Loans originated
0Denied

What Synergy Bank lends in Mississippi

By loan purpose

Home purchase 5 71% · 0.0% denied
Refinance 2 29% · 0.0% denied

By loan type

Conventional 7 100% · 0.0% denied

Where in Mississippi

Counties with the most Synergy Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harrison County 330 0.0%
Copiah County 110 0.0%
Lincoln County 110 0.0%
Marion County 110 0.0%
Pike County 110 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 7 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Synergy Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology