Sunflower Bank · Montana · 2025

Sunflower Bank in Montana: approval rate, denial rate and rates (2025)

Sunflower Bank took 10 mortgage applications in Montana in 2025, ranking #186 of 553 lenders active in the state. It originated 60.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.8%.

10Applicationsin MT
0.0%Decision denial ratestate 18.7%
6.00%Median ratestate 6.63%
$425,000Median loanstate $275,000
$2.7MVolume6 counties

Sunflower Bank in Montana vs the state

0.0%Denial rate-14.82 pts vs state
0.0%Decision denial rate-18.70 pts vs state
60.0%Origination rate-1.98 pts vs state
6.00%Median rate-0.63 pts vs state
-0.03Rate spread (pts)-0.27 pts vs state
$151kMedian applicant income
6Loans originated
0Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236316.7%7.13%#206
20246416.7%6.56%#202
20251060.0%6.00%#186

What Sunflower Bank lends in Montana

By loan purpose

Home purchase 8 80% · 0.0% denied
Refinance 1 10% · 0.0% denied
Cash-out refinance 1 10% · 0.0% denied

By loan type

Conventional 6 60% · 0.0% denied
FHA 2 20% · 0.0% denied
VA 2 20% · 0.0% denied

Where in Montana

Counties with the most Sunflower Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Powell County 300 0.0%
Cascade County 220 0.0%
Ravalli County 210 0.0%
Granite County 110 0.0%
Yellowstone County 110 0.0%
Missoula County 110 0.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 10 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans Sunflower Bank originated in Montana in 2025 was 6.00%, against a statewide median of 6.63%.

About this data. Figures are Sunflower Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology