Sunflower Bank in Missouri vs the state
3.0%Denial rate-12.04 pts vs state
4.2%Decision denial rate-14.53 pts vs state
69.7%Origination rate+7.04 pts vs state
6.49%Median rate-0.13 pts vs state
0.38Rate spread (pts)+0.03 pts vs state
$104kMedian applicant income
23Loans originated
1Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 30 | 2.0% | 6.63% | #321 |
| 2024 | 33 | 17 | 12.1% | 6.63% | #389 |
| 2025 | 33 | 23 | 3.0% | 6.49% | #393 |
What Sunflower Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Sunflower Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 12 | 9 | 0 | 0.0% |
| Cass County | 3 | 2 | 0 | 0.0% |
| Clay County | 3 | 1 | 1 | 33.3% |
| St. Louis County | 2 | 2 | 0 | 0.0% |
| Phelps County | 2 | 1 | 0 | 0.0% |
| Platte County | 2 | 1 | 0 | 0.0% |
| Livingston County | 1 | 1 | 0 | 0.0% |
| Laclede County | 1 | 1 | 0 | 0.0% |
| St. Louis city | 1 | 0 | 0 | 0.0% |
| Reynolds County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 33 applications in 2025, of which 23 were originated and 1 denied.
3.0% of all applications, or 4.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Sunflower Bank originated in Missouri in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Sunflower Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology