Sun West Mortgage Company in Massachusetts vs the state
11.3%Denial rate-4.96 pts vs state
12.0%Decision denial rate-7.95 pts vs state
68.8%Origination rate+6.15 pts vs state
6.75%Median rate+0.13 pts vs state
0.63Rate spread (pts)+0.54 pts vs state
$150kMedian applicant income
55Loans originated
9Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 1 | 16.7% | 5.88% | #469 |
| 2024 | 11 | 6 | 18.2% | 6.88% | #443 |
| 2025 | 80 | 55 | 11.3% | 6.75% | #275 |
What Sun West Mortgage Company lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 17 | 11 | 2 | 11.8% |
| Worcester County | 12 | 9 | 2 | 16.7% |
| Plymouth County | 11 | 7 | 1 | 9.1% |
| Bristol County | 9 | 3 | 2 | 22.2% |
| Norfolk County | 9 | 8 | 0 | 0.0% |
| Essex County | 9 | 6 | 2 | 22.2% |
| Suffolk County | 7 | 6 | 0 | 0.0% |
| Hampden County | 4 | 4 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Dukes County | 1 | 0 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 80 applications in 2025, of which 55 were originated and 9 denied.
11.3% of all applications, or 12.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Sun West Mortgage Company originated in Massachusetts in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology