Sun West Mortgage Company in Illinois vs the state
10.9%Denial rate-6.26 pts vs state
12.4%Decision denial rate-9.31 pts vs state
56.9%Origination rate-1.81 pts vs state
6.75%Median rate0.00 pts vs state
0.55Rate spread (pts)+0.17 pts vs state
$93kMedian applicant income
304Loans originated
58Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 301 | 160 | 22.9% | 6.98% | #165 |
| 2024 | 318 | 150 | 17.9% | 6.50% | #172 |
| 2025 | 534 | 304 | 10.9% | 6.75% | #120 |
What Sun West Mortgage Company lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 339 | 194 | 38 | 11.2% |
| Will County | 39 | 26 | 1 | 2.6% |
| DuPage County | 25 | 16 | 5 | 20.0% |
| Kane County | 24 | 14 | 1 | 4.2% |
| Lake County | 23 | 11 | 2 | 8.7% |
| McHenry County | 13 | 9 | 0 | 0.0% |
| Winnebago County | 11 | 6 | 2 | 18.2% |
| Kendall County | 8 | 4 | 2 | 25.0% |
| Madison County | 8 | 3 | 1 | 12.5% |
| Grundy County | 5 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 534 applications in 2025, of which 304 were originated and 58 denied.
10.9% of all applications, or 12.4% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Sun West Mortgage Company originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology