Sun West Mortgage Company in Idaho vs the state
14.9%Denial rate+0.41 pts vs state
16.9%Decision denial rate-0.60 pts vs state
58.1%Origination rate-4.91 pts vs state
5.99%Median rate-0.63 pts vs state
-0.18Rate spread (pts)-0.33 pts vs state
$94kMedian applicant income
43Loans originated
11Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 23 | 35.6% | 6.50% | #151 |
| 2024 | 51 | 29 | 19.6% | 5.88% | #143 |
| 2025 | 74 | 43 | 14.9% | 5.99% | #136 |
What Sun West Mortgage Company lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 15 | 9 | 2 | 13.3% |
| Canyon County | 10 | 5 | 1 | 10.0% |
| Bannock County | 6 | 3 | 1 | 16.7% |
| Idaho County | 5 | 4 | 0 | 0.0% |
| Elmore County | 5 | 1 | 4 | 80.0% |
| Bonneville County | 4 | 3 | 1 | 25.0% |
| Twin Falls County | 4 | 3 | 1 | 25.0% |
| Kootenai County | 4 | 2 | 0 | 0.0% |
| Boise County | 3 | 0 | 0 | 0.0% |
| Blaine County | 2 | 0 | 1 | 50.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 74 applications in 2025, of which 43 were originated and 11 denied.
14.9% of all applications, or 16.9% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Sun West Mortgage Company originated in Idaho in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology