Success Federal Credit Union in Arkansas vs the state
7.4%Denial rate-10.84 pts vs state
7.7%Decision denial rate-15.44 pts vs state
86.8%Origination rate+29.93 pts vs state
6.89%Median rate+0.26 pts vs state
0.90Rate spread (pts)+0.56 pts vs state
$85kMedian applicant income
59Loans originated
5Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 123 | 101 | 8.9% | 6.25% | #123 |
| 2024 | 96 | 78 | 10.4% | 8.25% | #151 |
| 2025 | 68 | 59 | 7.4% | 6.89% | #185 |
What Success Federal Credit Union lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Success Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Craighead County | 37 | 33 | 2 | 5.4% |
| Mississippi County | 7 | 7 | 0 | 0.0% |
| Greene County | 5 | 4 | 1 | 20.0% |
| Lawrence County | 5 | 5 | 0 | 0.0% |
| Cleburne County | 2 | 2 | 0 | 0.0% |
| Poinsett County | 2 | 2 | 0 | 0.0% |
| Baxter County | 1 | 0 | 0 | 0.0% |
| Clay County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 68 applications in 2025, of which 59 were originated and 5 denied.
7.4% of all applications, or 7.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Success Federal Credit Union originated in Arkansas in 2025 was 6.89%, against a statewide median of 6.63%.
About this data. Figures are Success Federal Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology