Strong Home Mortgage in Oregon vs the state
16.7%Denial rate+1.36 pts vs state
27.3%Decision denial rate+8.11 pts vs state
44.4%Origination rate-16.18 pts vs state
6.06%Median rate-0.69 pts vs state
0.02Rate spread (pts)-0.26 pts vs state
$133kMedian applicant income
8Loans originated
3Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 4 | 15.4% | 6.31% | #316 |
| 2024 | 12 | 4 | 8.3% | 6.56% | #331 |
| 2025 | 18 | 8 | 16.7% | 6.06% | #306 |
What Strong Home Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Strong Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 7 | 5 | 1 | 14.3% |
| Clackamas County | 3 | 1 | 0 | 0.0% |
| Marion County | 3 | 1 | 1 | 33.3% |
| Jackson County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Yamhill County | 1 | 0 | 0 | 0.0% |
| Umatilla County | 1 | 0 | 0 | 0.0% |
| Deschutes County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 18 applications in 2025, of which 8 were originated and 3 denied.
16.7% of all applications, or 27.3% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Strong Home Mortgage originated in Oregon in 2025 was 6.06%, against a statewide median of 6.75%.
About this data. Figures are Strong Home Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology