Stride Bank · Washington · 2025

Stride Bank in Washington: approval rate, denial rate and rates (2025)

Stride Bank took 6 mortgage applications in Washington in 2025, ranking #519 of 822 lenders active in the state. It originated 83.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.7%.

6Applicationsin WA
0.0%Decision denial ratestate 19.5%
6.50%Median ratestate 6.63%
$420,000Median loanstate $335,000
$2.1MVolume5 counties

Stride Bank in Washington vs the state

0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
83.3%Origination rate+22.27 pts vs state
6.50%Median rate-0.13 pts vs state
0.33Rate spread (pts)+0.14 pts vs state
$138kMedian applicant income
5Loans originated
0Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023241112.5%6.75%#363
2025650.0%6.50%#519

What Stride Bank lends in Washington

By loan purpose

Home purchase 4 67% · 0.0% denied
Cash-out refinance 2 33% · 0.0% denied

By loan type

Conventional 2 33% · 0.0% denied
VA 4 67% · 0.0% denied

Where in Washington

Counties with the most Stride Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Island County 210 0.0%
King County 110 0.0%
San Juan County 110 0.0%
Stevens County 110 0.0%
Kitsap County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 6 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Stride Bank originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Stride Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology