Stone Bank in Arkansas vs the state
2.2%Denial rate-16.04 pts vs state
2.2%Decision denial rate-20.98 pts vs state
97.9%Origination rate+41.02 pts vs state
—Median rate
—Rate spread (pts)
$106kMedian applicant income
91Loans originated
2Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 100 | 2.0% | — | #137 |
| 2024 | 101 | 99 | 2.0% | — | #149 |
| 2025 | 93 | 91 | 2.2% | — | #156 |
What Stone Bank lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most Stone Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 22 | 22 | 0 | 0.0% |
| Jefferson County | 18 | 18 | 0 | 0.0% |
| Saline County | 16 | 16 | 0 | 0.0% |
| Boone County | 12 | 12 | 0 | 0.0% |
| Stone County | 7 | 6 | 1 | 14.3% |
| Garland County | 4 | 4 | 0 | 0.0% |
| Newton County | 2 | 1 | 1 | 50.0% |
| Desha County | 2 | 2 | 0 | 0.0% |
| Grant County | 1 | 1 | 0 | 0.0% |
| White County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 93 applications in 2025, of which 91 were originated and 2 denied.
2.2% of all applications, or 2.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Stone Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology