Stock Yards Bank & Trust in Indiana vs the state
16.0%Denial rate-0.59 pts vs state
18.5%Decision denial rate-1.66 pts vs state
69.9%Origination rate+7.63 pts vs state
6.50%Median rate-0.25 pts vs state
-0.02Rate spread (pts)-0.38 pts vs state
$73kMedian applicant income
341Loans originated
78Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 502 | 334 | 20.5% | 6.75% | #98 |
| 2024 | 461 | 308 | 17.4% | 6.99% | #114 |
| 2025 | 488 | 341 | 16.0% | 6.50% | #117 |
What Stock Yards Bank & Trust lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Stock Yards Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 191 | 135 | 25 | 13.1% |
| Floyd County | 99 | 74 | 15 | 15.2% |
| Marion County | 89 | 66 | 12 | 13.5% |
| Scott County | 18 | 10 | 7 | 38.9% |
| Hamilton County | 18 | 15 | 0 | 0.0% |
| Hendricks County | 13 | 7 | 6 | 46.2% |
| Harrison County | 13 | 8 | 4 | 30.8% |
| Johnson County | 8 | 5 | 1 | 12.5% |
| Washington County | 6 | 3 | 1 | 16.7% |
| Boone County | 5 | 1 | 2 | 40.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 488 applications in 2025, of which 341 were originated and 78 denied.
16.0% of all applications, or 18.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Stock Yards Bank & Trust originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Stock Yards Bank & Trust's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology