Stillman BancCorp in Illinois vs the state
10.5%Denial rate-6.61 pts vs state
11.1%Decision denial rate-10.57 pts vs state
75.4%Origination rate+16.62 pts vs state
6.64%Median rate-0.11 pts vs state
0.35Rate spread (pts)-0.03 pts vs state
$95kMedian applicant income
208Loans originated
29Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 213 | 163 | 9.9% | 6.65% | #209 |
| 2024 | 271 | 215 | 8.5% | 6.75% | #190 |
| 2025 | 276 | 208 | 10.5% | 6.64% | #202 |
What Stillman BancCorp lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Stillman BancCorp applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Winnebago County | 154 | 118 | 15 | 9.7% |
| Ogle County | 78 | 60 | 9 | 11.5% |
| Boone County | 24 | 17 | 3 | 12.5% |
| Stephenson County | 6 | 4 | 0 | 0.0% |
| DeKalb County | 3 | 2 | 1 | 33.3% |
| McHenry County | 3 | 1 | 1 | 33.3% |
| Lee County | 2 | 1 | 0 | 0.0% |
| Cook County | 2 | 2 | 0 | 0.0% |
| DuPage County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 276 applications in 2025, of which 208 were originated and 29 denied.
10.5% of all applications, or 11.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Stillman BancCorp originated in Illinois in 2025 was 6.64%, against a statewide median of 6.75%.
About this data. Figures are Stillman BancCorp's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology