Stifel Bank and Trust in Georgia vs the state
2.4%Denial rate-16.84 pts vs state
2.5%Decision denial rate-22.55 pts vs state
91.3%Origination rate+37.18 pts vs state
6.00%Median rate-0.63 pts vs state
0.00Rate spread (pts)-0.27 pts vs state
$210kMedian applicant income
115Loans originated
3Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 112 | 97 | 0.9% | 6.50% | #294 |
| 2024 | 116 | 98 | 2.6% | 6.25% | #308 |
| 2025 | 126 | 115 | 2.4% | 6.00% | #305 |
What Stifel Bank and Trust lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 16 | 15 | 0 | 0.0% |
| Chatham County | 14 | 12 | 1 | 7.1% |
| Muscogee County | 10 | 10 | 0 | 0.0% |
| Cobb County | 8 | 8 | 0 | 0.0% |
| Hall County | 7 | 7 | 0 | 0.0% |
| Harris County | 7 | 7 | 0 | 0.0% |
| DeKalb County | 5 | 5 | 0 | 0.0% |
| Richmond County | 4 | 4 | 0 | 0.0% |
| Greene County | 4 | 3 | 0 | 0.0% |
| Coweta County | 4 | 3 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 126 applications in 2025, of which 115 were originated and 3 denied.
2.4% of all applications, or 2.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Stifel Bank and Trust originated in Georgia in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology