Southwest Stage Funding in Illinois vs the state
6.1%Denial rate-11.00 pts vs state
20.0%Decision denial rate-1.68 pts vs state
14.3%Origination rate-44.45 pts vs state
9.75%Median rate+3.00 pts vs state
3.45Rate spread (pts)+3.07 pts vs state
$64kMedian applicant income
7Loans originated
3Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 9 | 59.1% | 9.00% | #580 |
| 2024 | 27 | 10 | 11.1% | 8.98% | #544 |
| 2025 | 49 | 7 | 6.1% | 9.75% | #467 |
What Southwest Stage Funding lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Southwest Stage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Massac County | 4 | 0 | 0 | 0.0% |
| Effingham County | 4 | 0 | 0 | 0.0% |
| Vermilion County | 3 | 0 | 0 | 0.0% |
| Pope County | 3 | 0 | 0 | 0.0% |
| Fayette County | 3 | 2 | 0 | 0.0% |
| Douglas County | 3 | 1 | 0 | 0.0% |
| McLean County | 2 | 0 | 0 | 0.0% |
| LaSalle County | 2 | 0 | 0 | 0.0% |
| Clay County | 2 | 0 | 0 | 0.0% |
| Crawford County | 2 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 49 applications in 2025, of which 7 were originated and 3 denied.
6.1% of all applications, or 20.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Southwest Stage Funding originated in Illinois in 2025 was 9.75%, against a statewide median of 6.75%.
About this data. Figures are Southwest Stage Funding's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology