Sirva Mortgage · Missouri · 2025

Sirva Mortgage in Missouri: approval rate, denial rate and rates (2025)

Sirva Mortgage took 50 mortgage applications in Missouri in 2025, ranking #345 of 1,023 lenders active in the state. It originated 70.0% of them and denied 6.0% (6.0% of the applications it decided), against a statewide denial rate of 15.1%.

50Applicationsin MO
6.0%Decision denial ratestate 18.7%
6.63%Median ratestate 6.63%
$320,000Median loanstate $175,000
$12MVolume21 counties

Sirva Mortgage in Missouri vs the state

6.0%Denial rate-9.07 pts vs state
6.0%Decision denial rate-12.70 pts vs state
70.0%Origination rate+7.34 pts vs state
6.63%Median rate0.00 pts vs state
0.13Rate spread (pts)-0.22 pts vs state
$154kMedian applicant income
35Loans originated
3Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
202332243.1%6.50%#375
202442314.8%6.63%#355
202550356.0%6.63%#345

What Sirva Mortgage lends in Missouri

By loan purpose

Home purchase 50 100% · 6.0% denied

By loan type

Conventional 43 86% · 4.7% denied
FHA 4 8% · 25.0% denied
VA 3 6% · 0.0% denied

Why it denied Missouri applicants

Insufficient cash 2 67%
Collateral 1 33%

Where in Missouri

Counties with the most Sirva Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clay County 740 0.0%
Jackson County 760 0.0%
St. Louis city 651 16.7%
Cass County 530 0.0%
St. Louis County 420 0.0%
St. Charles County 330 0.0%
Polk County 201 50.0%
Newton County 210 0.0%
Vernon County 220 0.0%
Boone County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 50 applications in 2025, of which 35 were originated and 3 denied.

6.0% of all applications, or 6.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Sirva Mortgage originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Sirva Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology