Signature Federal Credit Union · Nevada · 2025

Signature Federal Credit Union in Nevada: approval rate, denial rate and rates (2025)

Signature Federal Credit Union took 9 mortgage applications in Nevada in 2025, ranking #325 of 627 lenders active in the state. It originated 22.2% of them and denied 44.4% (66.7% of the applications it decided), against a statewide denial rate of 17.5%.

9Applicationsin NV
66.7%Decision denial ratestate 22.2%
4.83%Median ratestate 6.63%
$95,000Median loanstate $305,000
$160kVolume3 counties

Signature Federal Credit Union in Nevada vs the state

44.4%Denial rate+26.99 pts vs state
66.7%Decision denial rate+44.45 pts vs state
22.2%Origination rate-35.49 pts vs state
4.83%Median rate-1.80 pts vs state
-1.84Rate spread (pts)-2.13 pts vs state
$192kMedian applicant income
2Loans originated
4Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
202313623.1%8.50%#300
202414735.7%9.25%#297
20259244.4%4.83%#325

What Signature Federal Credit Union lends in Nevada

By loan purpose

Cash-out refinance 1 11% · 0.0% denied
Home improvement 3 33% · 33.3% denied
Other / HELOC 5 56% · 60.0% denied

By loan type

Conventional 9 100% · 44.4% denied

Why it denied Nevada applicants

Credit history 2 50%
Debt-to-income ratio 1 25%
Other 1 25%

Where in Nevada

Counties with the most Signature Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 713 42.9%
Nye County 101 100.0%
Pershing County 110 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 9 applications in 2025, of which 2 were originated and 4 denied.

44.4% of all applications, or 66.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Signature Federal Credit Union originated in Nevada in 2025 was 4.83%, against a statewide median of 6.63%.

About this data. Figures are Signature Federal Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology