Shinhan Bank America in New Jersey vs the state
0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-23.05 pts vs state
73.7%Origination rate+18.00 pts vs state
—Median rate
—Rate spread (pts)
$198kMedian applicant income
14Loans originated
0Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 12 | 7.7% | — | #490 |
| 2024 | 11 | 10 | 9.1% | — | #525 |
| 2025 | 19 | 14 | 0.0% | — | #458 |
What Shinhan Bank America lends in New Jersey
By loan purpose
By loan type
Where in New Jersey
Counties with the most Shinhan Bank America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bergen County | 6 | 4 | 0 | 0.0% |
| Monmouth County | 2 | 1 | 0 | 0.0% |
| Hudson County | 2 | 1 | 0 | 0.0% |
| Morris County | 2 | 2 | 0 | 0.0% |
| Middlesex County | 2 | 2 | 0 | 0.0% |
| Union County | 1 | 0 | 0 | 0.0% |
| Burlington County | 1 | 1 | 0 | 0.0% |
| Passaic County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 19 applications in 2025, of which 14 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Shinhan Bank America's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology