Shea Mortgage in Texas vs the state
1.9%Denial rate-17.56 pts vs state
2.2%Decision denial rate-22.68 pts vs state
81.3%Origination rate+26.43 pts vs state
5.75%Median rate-0.75 pts vs state
-0.82Rate spread (pts)-1.01 pts vs state
$176kMedian applicant income
87Loans originated
2Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 55 | 8.5% | 6.38% | #594 |
| 2024 | 141 | 103 | 3.6% | 6.13% | #477 |
| 2025 | 107 | 87 | 1.9% | 5.75% | #539 |
What Shea Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Shea Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 49 | 43 | 1 | 2.0% |
| Fort Bend County | 27 | 24 | 0 | 0.0% |
| Brazoria County | 22 | 14 | 0 | 0.0% |
| Harris County | 8 | 6 | 1 | 12.5% |
| Waller County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 107 applications in 2025, of which 87 were originated and 2 denied.
1.9% of all applications, or 2.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Shea Mortgage originated in Texas in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Shea Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology