ServisFirst Bank · Texas · 2025

ServisFirst Bank in Texas: approval rate, denial rate and rates (2025)

ServisFirst Bank took 8 mortgage applications in Texas in 2025, ranking #999 of 1,568 lenders active in the state. It originated 62.5% of them and denied 12.5% (16.7% of the applications it decided), against a statewide denial rate of 19.4%.

8Applicationsin TX
16.7%Decision denial ratestate 24.9%
7.13%Median ratestate 6.50%
$410,000Median loanstate $245,000
$5.5MVolume7 counties

ServisFirst Bank in Texas vs the state

12.5%Denial rate-6.93 pts vs state
16.7%Decision denial rate-8.23 pts vs state
62.5%Origination rate+7.62 pts vs state
7.13%Median rate+0.63 pts vs state
0.48Rate spread (pts)+0.29 pts vs state
$144kMedian applicant income
5Loans originated
1Denied

What ServisFirst Bank lends in Texas

By loan purpose

Home purchase 6 75% · 16.7% denied
Cash-out refinance 2 25% · 0.0% denied

By loan type

Conventional 8 100% · 12.5% denied

Why it denied Texas applicants

Debt-to-income ratio 1 100%

Where in Texas

Counties with the most ServisFirst Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dallas County 210 0.0%
Travis County 100 0.0%
Kaufman County 110 0.0%
Rusk County 110 0.0%
Hays County 101 100.0%
Johnson County 110 0.0%
Brewster County 110 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 8 applications in 2025, of which 5 were originated and 1 denied.

12.5% of all applications, or 16.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans ServisFirst Bank originated in Texas in 2025 was 7.13%, against a statewide median of 6.50%.

About this data. Figures are ServisFirst Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology