Servis One · Kansas · 2025

Servis One in Kansas: approval rate, denial rate and rates (2025)

Servis One took 6 mortgage applications in Kansas in 2025, ranking #391 of 766 lenders active in the state. It originated 50.0% of them and denied 16.7% (25.0% of the applications it decided), against a statewide denial rate of 15.0%.

6Applicationsin KS
25.0%Decision denial ratestate 18.3%
6.75%Median ratestate 6.63%
$100,000Median loanstate $165,000
$485kVolume5 counties

Servis One in Kansas vs the state

16.7%Denial rate+1.64 pts vs state
25.0%Decision denial rate+6.72 pts vs state
50.0%Origination rate-13.82 pts vs state
6.75%Median rate+0.13 pts vs state
0.10Rate spread (pts)-0.20 pts vs state
$91kMedian applicant income
3Loans originated
1Denied

What Servis One lends in Kansas

By loan purpose

Refinance 4 67% · 0.0% denied
Cash-out refinance 2 33% · 50.0% denied

By loan type

Conventional 2 33% · 0.0% denied
FHA 1 17% · 100.0% denied
VA 3 50% · 0.0% denied

Why it denied Kansas applicants

Debt-to-income ratio 1 100%

Where in Kansas

Counties with the most Servis One applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Shawnee County 220 0.0%
Wyandotte County 101 100.0%
Sedgwick County 110 0.0%
Neosho County 100 0.0%
Pawnee County 100 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 6 applications in 2025, of which 3 were originated and 1 denied.

16.7% of all applications, or 25.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Servis One originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Servis One's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology