Servion · Kansas · 2025

Servion in Kansas: approval rate, denial rate and rates (2025)

Servion took 9 mortgage applications in Kansas in 2025, ranking #354 of 766 lenders active in the state. It originated 44.4% of them and denied 11.1% (20.0% of the applications it decided), against a statewide denial rate of 15.0%.

9Applicationsin KS
20.0%Decision denial ratestate 18.3%
6.19%Median ratestate 6.63%
$275,000Median loanstate $165,000
$1.2MVolume5 counties

Servion in Kansas vs the state

11.1%Denial rate-3.92 pts vs state
20.0%Decision denial rate+1.72 pts vs state
44.4%Origination rate-19.38 pts vs state
6.19%Median rate-0.44 pts vs state
0.11Rate spread (pts)-0.19 pts vs state
$118kMedian applicant income
4Loans originated
1Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239811.1%6.69%#333
2024540.0%7.13%#422
20259411.1%6.19%#354

What Servion lends in Kansas

By loan purpose

Home purchase 7 78% · 0.0% denied
Cash-out refinance 2 22% · 50.0% denied

By loan type

Conventional 7 78% · 14.3% denied
FHA 1 11% · 0.0% denied
VA 1 11% · 0.0% denied

Why it denied Kansas applicants

Debt-to-income ratio 1 100%

Where in Kansas

Counties with the most Servion applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 320 0.0%
Grant County 200 0.0%
Johnson County 211 50.0%
Wyandotte County 110 0.0%
Jefferson County 100 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 9 applications in 2025, of which 4 were originated and 1 denied.

11.1% of all applications, or 20.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Servion originated in Kansas in 2025 was 6.19%, against a statewide median of 6.63%.

About this data. Figures are Servion's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology