SayGO Home Loans in Iowa vs the state
0.0%Denial rate-12.86 pts vs state
0.0%Decision denial rate-15.31 pts vs state
9.1%Origination rate-59.37 pts vs state
4.75%Median rate-1.75 pts vs state
-0.03Rate spread (pts)-0.22 pts vs state
$68kMedian applicant income
1Loans originated
0Denied
What SayGO Home Loans lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most SayGO Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 6 | 1 | 0 | 0.0% |
| Story County | 1 | 0 | 0 | 0.0% |
| Dubuque County | 1 | 0 | 0 | 0.0% |
| Dallas County | 1 | 0 | 0 | 0.0% |
| Cedar County | 1 | 0 | 0 | 0.0% |
| Madison County | 1 | 0 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 11 applications in 2025, of which 1 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans SayGO Home Loans originated in Iowa in 2025 was 4.75%, against a statewide median of 6.50%.
About this data. Figures are SayGO Home Loans's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology