SayGO Home Loans in Indiana vs the state
13.4%Denial rate-3.17 pts vs state
28.9%Decision denial rate+8.75 pts vs state
33.0%Origination rate-29.26 pts vs state
5.25%Median rate-1.50 pts vs state
0.08Rate spread (pts)-0.29 pts vs state
$80kMedian applicant income
32Loans originated
13Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 76 | 17 | 0.0% | 6.49% | #290 |
| 2025 | 97 | 32 | 13.4% | 5.25% | #273 |
What SayGO Home Loans lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most SayGO Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 13 | 5 | 0 | 0.0% |
| Lake County | 11 | 4 | 1 | 9.1% |
| Morgan County | 8 | 3 | 0 | 0.0% |
| Hendricks County | 7 | 0 | 2 | 28.6% |
| Hamilton County | 6 | 1 | 0 | 0.0% |
| Hancock County | 6 | 4 | 1 | 16.7% |
| Bartholomew County | 4 | 0 | 1 | 25.0% |
| Allen County | 4 | 1 | 0 | 0.0% |
| Porter County | 3 | 0 | 0 | 0.0% |
| Tippecanoe County | 3 | 0 | 1 | 33.3% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 97 applications in 2025, of which 32 were originated and 13 denied.
13.4% of all applications, or 28.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans SayGO Home Loans originated in Indiana in 2025 was 5.25%, against a statewide median of 6.75%.
About this data. Figures are SayGO Home Loans's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology