Sanctuary Home Mortgage in Georgia vs the state
1.9%Denial rate-17.29 pts vs state
2.9%Decision denial rate-22.19 pts vs state
65.2%Origination rate+11.13 pts vs state
6.63%Median rate0.00 pts vs state
0.25Rate spread (pts)-0.02 pts vs state
$185kMedian applicant income
135Loans originated
4Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 239 | 174 | 1.7% | 6.63% | #202 |
| 2024 | 217 | 152 | 2.3% | 6.93% | #227 |
| 2025 | 207 | 135 | 1.9% | 6.63% | #245 |
What Sanctuary Home Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Sanctuary Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 71 | 51 | 1 | 1.4% |
| Cobb County | 46 | 24 | 1 | 2.2% |
| DeKalb County | 26 | 17 | 0 | 0.0% |
| Cherokee County | 11 | 8 | 0 | 0.0% |
| Coweta County | 11 | 6 | 1 | 9.1% |
| Gwinnett County | 9 | 8 | 0 | 0.0% |
| Forsyth County | 8 | 5 | 0 | 0.0% |
| Fayette County | 5 | 5 | 0 | 0.0% |
| Murray County | 3 | 1 | 0 | 0.0% |
| Marion County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 207 applications in 2025, of which 135 were originated and 4 denied.
1.9% of all applications, or 2.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Sanctuary Home Mortgage originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Sanctuary Home Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology