Sage Capital Bank in Texas vs the state
0.0%Denial rate-19.43 pts vs state
0.0%Decision denial rate-24.90 pts vs state
94.4%Origination rate+39.56 pts vs state
—Median rate
—Rate spread (pts)
$154kMedian applicant income
34Loans originated
0Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 30 | 0.0% | — | #811 |
| 2024 | 24 | 24 | 0.0% | — | #828 |
| 2025 | 36 | 34 | 0.0% | — | #757 |
What Sage Capital Bank lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Sage Capital Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gonzales County | 16 | 15 | 0 | 0.0% |
| Travis County | 4 | 3 | 0 | 0.0% |
| Caldwell County | 3 | 3 | 0 | 0.0% |
| Comal County | 2 | 2 | 0 | 0.0% |
| DeWitt County | 2 | 2 | 0 | 0.0% |
| Lavaca County | 2 | 2 | 0 | 0.0% |
| Gillespie County | 1 | 1 | 0 | 0.0% |
| Calhoun County | 1 | 1 | 0 | 0.0% |
| Hays County | 1 | 1 | 0 | 0.0% |
| Bastrop County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 36 applications in 2025, of which 34 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Sage Capital Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology