Roundpoint Mortgage Servicing in Oregon vs the state
11.6%Denial rate-3.68 pts vs state
13.2%Decision denial rate-6.00 pts vs state
76.7%Origination rate+16.12 pts vs state
3.50%Median rate-3.25 pts vs state
-2.96Rate spread (pts)-3.24 pts vs state
$108kMedian applicant income
33Loans originated
5Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 20.0% | 3.81% | #431 |
| 2024 | 28 | 19 | 14.3% | 3.38% | #253 |
| 2025 | 43 | 33 | 11.6% | 3.50% | #244 |
What Roundpoint Mortgage Servicing lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 15 | 13 | 2 | 13.3% |
| Clackamas County | 8 | 6 | 1 | 12.5% |
| Marion County | 4 | 2 | 1 | 25.0% |
| Yamhill County | 4 | 3 | 0 | 0.0% |
| Lane County | 2 | 0 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Lincoln County | 2 | 1 | 1 | 50.0% |
| Curry County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Josephine County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 43 applications in 2025, of which 33 were originated and 5 denied.
11.6% of all applications, or 13.2% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Roundpoint Mortgage Servicing originated in Oregon in 2025 was 3.50%, against a statewide median of 6.75%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology