Roundpoint Mortgage Servicing in Illinois vs the state
10.3%Denial rate-6.86 pts vs state
14.0%Decision denial rate-7.64 pts vs state
61.5%Origination rate+2.80 pts vs state
4.50%Median rate-2.26 pts vs state
-2.11Rate spread (pts)-2.49 pts vs state
$118kMedian applicant income
48Loans originated
8Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 50.0% | 3.44% | #753 |
| 2024 | 41 | 29 | 4.9% | 3.50% | #482 |
| 2025 | 78 | 48 | 10.3% | 4.50% | #385 |
What Roundpoint Mortgage Servicing lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 30 | 17 | 4 | 13.3% |
| Lake County | 11 | 6 | 2 | 18.2% |
| DuPage County | 11 | 7 | 0 | 0.0% |
| Will County | 6 | 4 | 1 | 16.7% |
| McHenry County | 3 | 3 | 0 | 0.0% |
| Madison County | 2 | 1 | 0 | 0.0% |
| Tazewell County | 2 | 2 | 0 | 0.0% |
| Winnebago County | 2 | 2 | 0 | 0.0% |
| Champaign County | 2 | 0 | 0 | 0.0% |
| Peoria County | 2 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 78 applications in 2025, of which 48 were originated and 8 denied.
10.3% of all applications, or 14.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Roundpoint Mortgage Servicing originated in Illinois in 2025 was 4.50%, against a statewide median of 6.75%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology