Roundpoint Mortgage Servicing in Georgia vs the state
12.8%Denial rate-6.43 pts vs state
18.0%Decision denial rate-7.04 pts vs state
58.1%Origination rate+4.05 pts vs state
5.06%Median rate-1.56 pts vs state
-1.82Rate spread (pts)-2.09 pts vs state
$120kMedian applicant income
50Loans originated
11Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 4 | 25.0% | 3.25% | #634 |
| 2024 | 38 | 22 | 2.6% | 3.31% | #466 |
| 2025 | 86 | 50 | 12.8% | 5.06% | #358 |
What Roundpoint Mortgage Servicing lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 8 | 2 | 2 | 25.0% |
| Cobb County | 8 | 5 | 2 | 25.0% |
| Forsyth County | 7 | 5 | 0 | 0.0% |
| Gwinnett County | 7 | 5 | 0 | 0.0% |
| Coweta County | 7 | 4 | 0 | 0.0% |
| Hall County | 5 | 2 | 1 | 20.0% |
| DeKalb County | 3 | 1 | 1 | 33.3% |
| Glynn County | 3 | 1 | 0 | 0.0% |
| Whitfield County | 3 | 1 | 1 | 33.3% |
| Fannin County | 2 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 86 applications in 2025, of which 50 were originated and 11 denied.
12.8% of all applications, or 18.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Roundpoint Mortgage Servicing originated in Georgia in 2025 was 5.06%, against a statewide median of 6.63%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology