Roundpoint Mortgage Servicing in Arizona vs the state
12.8%Denial rate-3.41 pts vs state
18.5%Decision denial rate-1.89 pts vs state
56.4%Origination rate-3.07 pts vs state
5.00%Median rate-1.50 pts vs state
-1.75Rate spread (pts)-1.97 pts vs state
$128kMedian applicant income
44Loans originated
10Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 1 | 28.6% | 2.50% | #571 |
| 2024 | 40 | 26 | 10.0% | 3.19% | #333 |
| 2025 | 78 | 44 | 12.8% | 5.00% | #268 |
What Roundpoint Mortgage Servicing lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 54 | 28 | 8 | 14.8% |
| Pima County | 7 | 6 | 0 | 0.0% |
| Coconino County | 4 | 4 | 0 | 0.0% |
| Navajo County | 3 | 2 | 0 | 0.0% |
| Pinal County | 3 | 1 | 1 | 33.3% |
| Yavapai County | 2 | 1 | 0 | 0.0% |
| Gila County | 1 | 0 | 0 | 0.0% |
| Mohave County | 1 | 0 | 0 | 0.0% |
| Yuma County | 1 | 1 | 0 | 0.0% |
| Santa Cruz County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 78 applications in 2025, of which 44 were originated and 10 denied.
12.8% of all applications, or 18.5% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Roundpoint Mortgage Servicing originated in Arizona in 2025 was 5.00%, against a statewide median of 6.50%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology