Rmc Home Mortgage in Virginia vs the state
1.8%Denial rate-14.12 pts vs state
3.6%Decision denial rate-16.68 pts vs state
49.1%Origination rate-10.43 pts vs state
6.13%Median rate-0.50 pts vs state
-0.05Rate spread (pts)-0.27 pts vs state
$178kMedian applicant income
27Loans originated
1Denied
What Rmc Home Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Rmc Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fauquier County | 15 | 9 | 0 | 0.0% |
| Frederick County | 9 | 7 | 0 | 0.0% |
| Stafford County | 8 | 2 | 0 | 0.0% |
| Culpeper County | 7 | 3 | 0 | 0.0% |
| Page County | 5 | 1 | 1 | 20.0% |
| Warren County | 4 | 4 | 0 | 0.0% |
| Shenandoah County | 2 | 0 | 0 | 0.0% |
| Loudoun County | 2 | 0 | 0 | 0.0% |
| Manassas city | 1 | 1 | 0 | 0.0% |
| Prince William County | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 55 applications in 2025, of which 27 were originated and 1 denied.
1.8% of all applications, or 3.6% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Rmc Home Mortgage originated in Virginia in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Rmc Home Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology