Rize Federal Credit Union · Nevada · 2025

Rize Federal Credit Union in Nevada: approval rate, denial rate and rates (2025)

Rize Federal Credit Union took 73 mortgage applications in Nevada in 2025, ranking #171 of 627 lenders active in the state. It originated 64.4% of them and denied 23.3% (23.9% of the applications it decided), against a statewide denial rate of 17.5%.

73Applicationsin NV
23.9%Decision denial ratestate 22.2%
Median ratestate 6.63%
$85,000Median loanstate $305,000
$8.6MVolume3 counties

Rize Federal Credit Union in Nevada vs the state

23.3%Denial rate+5.84 pts vs state
23.9%Decision denial rate+1.72 pts vs state
64.4%Origination rate+6.67 pts vs state
Median rate
Rate spread (pts)
$118kMedian applicant income
47Loans originated
17Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231090.0%#324
2024594718.6%#184
2025734723.3%#171

What Rize Federal Credit Union lends in Nevada

By loan purpose

Home purchase 1 1% · 0.0% denied
Refinance 3 4% · 0.0% denied
Cash-out refinance 18 25% · 27.8% denied
Home improvement 37 51% · 18.9% denied
Other / HELOC 14 19% · 35.7% denied

By loan type

Conventional 72 99% · 23.6% denied
FHA 1 1% · 0.0% denied

Where in Nevada

Counties with the most Rize Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 714517 23.9%
Lyon County 110 0.0%
Lincoln County 110 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 73 applications in 2025, of which 47 were originated and 17 denied.

23.3% of all applications, or 23.9% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Rize Federal Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology