Right Start Mortgage in Oklahoma vs the state
10.4%Denial rate-7.50 pts vs state
13.5%Decision denial rate-9.36 pts vs state
66.7%Origination rate+10.57 pts vs state
6.63%Median rate0.00 pts vs state
0.37Rate spread (pts)+0.03 pts vs state
$91kMedian applicant income
32Loans originated
5Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 58 | 43 | 6.9% | 6.63% | #229 |
| 2025 | 48 | 32 | 10.4% | 6.63% | #262 |
What Right Start Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Right Start Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 9 | 7 | 0 | 0.0% |
| Payne County | 6 | 6 | 0 | 0.0% |
| Kiowa County | 3 | 1 | 1 | 33.3% |
| Creek County | 3 | 0 | 0 | 0.0% |
| Cleveland County | 3 | 3 | 0 | 0.0% |
| Tulsa County | 3 | 2 | 0 | 0.0% |
| Canadian County | 3 | 1 | 0 | 0.0% |
| Bryan County | 2 | 1 | 1 | 50.0% |
| McClain County | 2 | 2 | 0 | 0.0% |
| Grady County | 2 | 2 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 48 applications in 2025, of which 32 were originated and 5 denied.
10.4% of all applications, or 13.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Right Start Mortgage originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Right Start Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology