Relyance Bank in Arkansas vs the state
11.3%Denial rate-6.85 pts vs state
12.2%Decision denial rate-10.91 pts vs state
75.3%Origination rate+18.43 pts vs state
—Median rate
—Rate spread (pts)
$114kMedian applicant income
73Loans originated
11Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 120 | 82 | 12.5% | — | #126 |
| 2024 | 92 | 64 | 13.0% | — | #154 |
| 2025 | 97 | 73 | 11.3% | — | #151 |
What Relyance Bank lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most Relyance Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garland County | 34 | 24 | 2 | 5.9% |
| Jefferson County | 29 | 25 | 4 | 13.8% |
| Saline County | 8 | 5 | 0 | 0.0% |
| Pulaski County | 8 | 6 | 1 | 12.5% |
| Lincoln County | 6 | 4 | 2 | 33.3% |
| Grant County | 3 | 2 | 1 | 33.3% |
| Washington County | 3 | 2 | 0 | 0.0% |
| Hot Spring County | 2 | 1 | 1 | 50.0% |
| Lonoke County | 1 | 1 | 0 | 0.0% |
| Dallas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 97 applications in 2025, of which 73 were originated and 11 denied.
11.3% of all applications, or 12.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Relyance Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology