Reliable Holdings Manager dba Lendz Financial · Washington · 2025

Reliable Holdings Manager dba Lendz Financial in Washington: approval rate, denial rate and rates (2025)

Reliable Holdings Manager dba Lendz Financial took 8 mortgage applications in Washington in 2025, ranking #478 of 822 lenders active in the state. It originated 25.0% of them and denied 12.5% (33.3% of the applications it decided), against a statewide denial rate of 15.7%.

8Applicationsin WA
33.3%Decision denial ratestate 19.5%
7.06%Median ratestate 6.63%
$695,000Median loanstate $335,000
$1.1MVolume4 counties

Reliable Holdings Manager dba Lendz Financial in Washington vs the state

12.5%Denial rate-3.15 pts vs state
33.3%Decision denial rate+13.79 pts vs state
25.0%Origination rate-36.06 pts vs state
7.06%Median rate+0.44 pts vs state
1.18Rate spread (pts)+0.99 pts vs state
$482kMedian applicant income
2Loans originated
1Denied

What Reliable Holdings Manager dba Lendz Financial lends in Washington

By loan purpose

Home purchase 1 13% · 0.0% denied
Refinance 4 50% · 25.0% denied
Cash-out refinance 3 38% · 0.0% denied

By loan type

Conventional 8 100% · 12.5% denied

Why it denied Washington applicants

Debt-to-income ratio 1 100%

Where in Washington

Counties with the most Reliable Holdings Manager dba Lendz Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 411 25.0%
Snohomish County 200 0.0%
Whatcom County 100 0.0%
Adams County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 8 applications in 2025, of which 2 were originated and 1 denied.

12.5% of all applications, or 33.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Reliable Holdings Manager dba Lendz Financial originated in Washington in 2025 was 7.06%, against a statewide median of 6.63%.

About this data. Figures are Reliable Holdings Manager dba Lendz Financial's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology