Reliable Holdings Manager dba Lendz Financial in Tennessee vs the state
7.7%Denial rate-9.45 pts vs state
12.5%Decision denial rate-9.18 pts vs state
53.9%Origination rate-4.23 pts vs state
7.75%Median rate+1.13 pts vs state
1.25Rate spread (pts)+1.02 pts vs state
$326kMedian applicant income
7Loans originated
1Denied
What Reliable Holdings Manager dba Lendz Financial lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Reliable Holdings Manager dba Lendz Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 4 | 2 | 1 | 25.0% |
| Rutherford County | 2 | 1 | 0 | 0.0% |
| Shelby County | 2 | 0 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Sevier County | 1 | 1 | 0 | 0.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 13 applications in 2025, of which 7 were originated and 1 denied.
7.7% of all applications, or 12.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Reliable Holdings Manager dba Lendz Financial originated in Tennessee in 2025 was 7.75%, against a statewide median of 6.62%.
About this data. Figures are Reliable Holdings Manager dba Lendz Financial's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology