Red Diamond Home Loans · Oklahoma · 2025

Red Diamond Home Loans in Oklahoma: approval rate, denial rate and rates (2025)

Red Diamond Home Loans took 77 mortgage applications in Oklahoma in 2025, ranking #218 of 821 lenders active in the state. It originated 70.1% of them and denied 5.2% (6.1% of the applications it decided), against a statewide denial rate of 17.9%.

77Applicationsin OK
6.1%Decision denial ratestate 22.9%
6.50%Median ratestate 6.63%
$195,000Median loanstate $165,000
$12MVolume16 counties

Red Diamond Home Loans in Oklahoma vs the state

5.2%Denial rate-12.73 pts vs state
6.1%Decision denial rate-16.81 pts vs state
70.1%Origination rate+14.03 pts vs state
6.50%Median rate-0.13 pts vs state
0.46Rate spread (pts)+0.11 pts vs state
$92kMedian applicant income
54Loans originated
4Denied

What Red Diamond Home Loans lends in Oklahoma

By loan purpose

Home purchase 75 97% · 5.3% denied
Refinance 2 3% · 0.0% denied

By loan type

Conventional 23 30% · 0.0% denied
FHA 29 38% · 6.9% denied
VA 24 31% · 4.2% denied
USDA / RHS 1 1% · 100.0% denied

Why it denied Oklahoma applicants

Insufficient cash 1 25%
Debt-to-income ratio 1 25%
Collateral 1 25%
Credit history 1 25%

Where in Oklahoma

Counties with the most Red Diamond Home Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Comanche County 31230 0.0%
Oklahoma County 15120 0.0%
Stephens County 1290 0.0%
Canadian County 422 50.0%
Mayes County 201 50.0%
Grady County 220 0.0%
Tulsa County 220 0.0%
Creek County 100 0.0%
Cleveland County 110 0.0%
Pontotoc County 110 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 77 applications in 2025, of which 54 were originated and 4 denied.

5.2% of all applications, or 6.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Red Diamond Home Loans originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Red Diamond Home Loans's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology