Red Crown in Oklahoma vs the state
31.3%Denial rate+13.33 pts vs state
51.3%Decision denial rate+28.41 pts vs state
29.7%Origination rate-26.41 pts vs state
7.13%Median rate+0.50 pts vs state
0.76Rate spread (pts)+0.41 pts vs state
$100kMedian applicant income
19Loans originated
20Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 12 | 20.0% | 6.56% | #268 |
| 2024 | 45 | 19 | 33.3% | 7.25% | #244 |
| 2025 | 64 | 19 | 31.3% | 7.13% | #235 |
What Red Crown lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Red Crown applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 35 | 6 | 13 | 37.1% |
| Mayes County | 14 | 5 | 4 | 28.6% |
| Rogers County | 6 | 4 | 0 | 0.0% |
| Cherokee County | 2 | 0 | 1 | 50.0% |
| Wagoner County | 2 | 1 | 0 | 0.0% |
| Osage County | 2 | 1 | 1 | 50.0% |
| Ottawa County | 1 | 1 | 0 | 0.0% |
| Creek County | 1 | 0 | 1 | 100.0% |
| Pittsburg County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 64 applications in 2025, of which 19 were originated and 20 denied.
31.3% of all applications, or 51.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Red Crown originated in Oklahoma in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Red Crown's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology