Raymond James Bank · Arkansas · 2025

Raymond James Bank in Arkansas: approval rate, denial rate and rates (2025)

Raymond James Bank took 23 mortgage applications in Arkansas in 2025, ranking #275 of 802 lenders active in the state. It originated 65.2% of them and denied 13.0% (16.7% of the applications it decided), against a statewide denial rate of 18.2%.

23Applicationsin AR
16.7%Decision denial ratestate 23.1%
5.38%Median ratestate 6.63%
$665,000Median loanstate $165,000
$11MVolume9 counties

Raymond James Bank in Arkansas vs the state

13.0%Denial rate-5.15 pts vs state
16.7%Decision denial rate-6.46 pts vs state
65.2%Origination rate+8.39 pts vs state
5.38%Median rate-1.25 pts vs state
-0.36Rate spread (pts)-0.70 pts vs state
$280kMedian applicant income
15Loans originated
3Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023201610.0%5.81%#265
202415130.0%5.88%#296
2025231513.0%5.38%#275

What Raymond James Bank lends in Arkansas

By loan purpose

Home purchase 15 65% · 13.3% denied
Refinance 2 9% · 0.0% denied
Cash-out refinance 2 9% · 50.0% denied
Other / HELOC 4 17% · 0.0% denied

By loan type

Conventional 23 100% · 13.0% denied

Why it denied Arkansas applicants

Credit history 1 33%
Collateral 1 33%
Debt-to-income ratio 1 33%

Where in Arkansas

Counties with the most Raymond James Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pulaski County 631 16.7%
Benton County 660 0.0%
Washington County 420 0.0%
Crittenden County 220 0.0%
Newton County 101 100.0%
Cleburne County 110 0.0%
Garland County 110 0.0%
Sebastian County 100 0.0%
Drew County 101 100.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 23 applications in 2025, of which 15 were originated and 3 denied.

13.0% of all applications, or 16.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Raymond James Bank originated in Arkansas in 2025 was 5.38%, against a statewide median of 6.63%.

About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology