Quorum Federal Credit Union · Wyoming · 2025

Quorum Federal Credit Union in Wyoming: approval rate, denial rate and rates (2025)

Quorum Federal Credit Union took 11 mortgage applications in Wyoming in 2025, ranking #137 of 411 lenders active in the state. It originated 36.4% of them and denied 45.5% (45.5% of the applications it decided), against a statewide denial rate of 15.6%.

11Applicationsin WY
45.5%Decision denial ratestate 19.6%
8.75%Median ratestate 6.50%
$95,000Median loanstate $235,000
$620kVolume3 counties

Quorum Federal Credit Union in Wyoming vs the state

45.5%Denial rate+29.89 pts vs state
45.5%Decision denial rate+25.86 pts vs state
36.4%Origination rate-24.65 pts vs state
8.75%Median rate+2.25 pts vs state
1.39Rate spread (pts)+1.16 pts vs state
$186kMedian applicant income
4Loans originated
5Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
20245060.0%#177
202511445.5%8.75%#137

What Quorum Federal Credit Union lends in Wyoming

By loan purpose

Cash-out refinance 7 64% · 28.6% denied
Home improvement 4 36% · 75.0% denied

By loan type

Conventional 11 100% · 45.5% denied

Why it denied Wyoming applicants

Debt-to-income ratio 4 80%
Collateral 1 20%

Where in Wyoming

Counties with the most Quorum Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Natrona County 623 50.0%
Sheridan County 421 25.0%
Sublette County 101 100.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 11 applications in 2025, of which 4 were originated and 5 denied.

45.5% of all applications, or 45.5% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Quorum Federal Credit Union originated in Wyoming in 2025 was 8.75%, against a statewide median of 6.50%.

About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology