Quorum Federal Credit Union in Oklahoma vs the state
38.8%Denial rate+20.86 pts vs state
42.2%Decision denial rate+19.35 pts vs state
40.8%Origination rate-15.28 pts vs state
9.56%Median rate+2.94 pts vs state
2.41Rate spread (pts)+2.06 pts vs state
$118kMedian applicant income
20Loans originated
19Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 60.0% | 11.75% | #470 |
| 2024 | 10 | 3 | 40.0% | 10.50% | #386 |
| 2025 | 49 | 20 | 38.8% | 9.56% | #261 |
What Quorum Federal Credit Union lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 13 | 5 | 4 | 30.8% |
| Oklahoma County | 11 | 5 | 4 | 36.4% |
| Creek County | 5 | 2 | 3 | 60.0% |
| Washington County | 4 | 0 | 3 | 75.0% |
| Cleveland County | 3 | 3 | 0 | 0.0% |
| Logan County | 2 | 1 | 0 | 0.0% |
| Wagoner County | 2 | 0 | 2 | 100.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Rogers County | 1 | 0 | 1 | 100.0% |
| Carter County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 49 applications in 2025, of which 20 were originated and 19 denied.
38.8% of all applications, or 42.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Quorum Federal Credit Union originated in Oklahoma in 2025 was 9.56%, against a statewide median of 6.63%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology