Quorum Federal Credit Union in Maine vs the state
35.5%Denial rate+19.15 pts vs state
36.7%Decision denial rate+16.59 pts vs state
41.9%Origination rate-20.23 pts vs state
8.38%Median rate+1.50 pts vs state
1.37Rate spread (pts)+1.04 pts vs state
$118kMedian applicant income
13Loans originated
11Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 66.7% | 12.37% | #243 |
| 2024 | 30 | 14 | 30.0% | 9.25% | #141 |
| 2025 | 31 | 13 | 35.5% | 8.38% | #147 |
What Quorum Federal Credit Union lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 13 | 6 | 5 | 38.5% |
| Androscoggin County | 5 | 1 | 2 | 40.0% |
| York County | 4 | 1 | 2 | 50.0% |
| Sagadahoc County | 3 | 3 | 0 | 0.0% |
| Kennebec County | 2 | 0 | 0 | 0.0% |
| Lincoln County | 2 | 2 | 0 | 0.0% |
| Aroostook County | 1 | 0 | 1 | 100.0% |
| Franklin County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 31 applications in 2025, of which 13 were originated and 11 denied.
35.5% of all applications, or 36.7% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Quorum Federal Credit Union originated in Maine in 2025 was 8.38%, against a statewide median of 6.88%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology