Quorum Federal Credit Union in Georgia vs the state
39.2%Denial rate+20.00 pts vs state
40.4%Decision denial rate+15.29 pts vs state
42.8%Origination rate-11.33 pts vs state
8.88%Median rate+2.25 pts vs state
1.69Rate spread (pts)+1.42 pts vs state
$138kMedian applicant income
121Loans originated
111Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 15 | 56.9% | 11.50% | #382 |
| 2024 | 146 | 71 | 37.0% | 9.75% | #273 |
| 2025 | 283 | 121 | 39.2% | 8.88% | #207 |
What Quorum Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 43 | 18 | 19 | 44.2% |
| Cobb County | 32 | 17 | 11 | 34.4% |
| Gwinnett County | 30 | 10 | 16 | 53.3% |
| DeKalb County | 22 | 11 | 6 | 27.3% |
| Forsyth County | 19 | 8 | 6 | 31.6% |
| Henry County | 15 | 6 | 9 | 60.0% |
| Houston County | 10 | 5 | 2 | 20.0% |
| Coweta County | 9 | 2 | 3 | 33.3% |
| Paulding County | 8 | 4 | 2 | 25.0% |
| Newton County | 7 | 2 | 5 | 71.4% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 283 applications in 2025, of which 121 were originated and 111 denied.
39.2% of all applications, or 40.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Quorum Federal Credit Union originated in Georgia in 2025 was 8.88%, against a statewide median of 6.63%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology