Quorum Federal Credit Union in Arizona vs the state
29.2%Denial rate+12.92 pts vs state
30.6%Decision denial rate+10.18 pts vs state
55.2%Origination rate-4.32 pts vs state
8.63%Median rate+2.13 pts vs state
1.47Rate spread (pts)+1.25 pts vs state
$154kMedian applicant income
246Loans originated
130Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 27 | 51.3% | 11.25% | #256 |
| 2024 | 293 | 167 | 28.0% | 9.75% | #134 |
| 2025 | 446 | 246 | 29.2% | 8.63% | #121 |
What Quorum Federal Credit Union lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 294 | 170 | 83 | 28.2% |
| Pima County | 70 | 32 | 21 | 30.0% |
| Pinal County | 32 | 17 | 11 | 34.4% |
| Yavapai County | 15 | 10 | 3 | 20.0% |
| Mohave County | 12 | 8 | 4 | 33.3% |
| Coconino County | 8 | 4 | 3 | 37.5% |
| Navajo County | 5 | 1 | 3 | 60.0% |
| Gila County | 4 | 2 | 0 | 0.0% |
| Yuma County | 4 | 2 | 1 | 25.0% |
| Cochise County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 446 applications in 2025, of which 246 were originated and 130 denied.
29.2% of all applications, or 30.6% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Quorum Federal Credit Union originated in Arizona in 2025 was 8.63%, against a statewide median of 6.50%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology