Quontic Bank in Georgia vs the state
12.8%Denial rate-6.40 pts vs state
18.5%Decision denial rate-6.55 pts vs state
51.3%Origination rate-2.81 pts vs state
7.81%Median rate+1.19 pts vs state
1.74Rate spread (pts)+1.47 pts vs state
$141kMedian applicant income
20Loans originated
5Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 13 | 0.0% | 8.50% | #531 |
| 2024 | 40 | 20 | 12.5% | 8.44% | #456 |
| 2025 | 39 | 20 | 12.8% | 7.81% | #476 |
What Quontic Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Quontic Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 7 | 3 | 1 | 14.3% |
| Cobb County | 7 | 6 | 0 | 0.0% |
| Gwinnett County | 6 | 2 | 0 | 0.0% |
| Forsyth County | 5 | 3 | 1 | 20.0% |
| DeKalb County | 3 | 1 | 1 | 33.3% |
| Henry County | 2 | 0 | 1 | 50.0% |
| Walton County | 2 | 1 | 0 | 0.0% |
| Cherokee County | 2 | 0 | 0 | 0.0% |
| Glynn County | 1 | 1 | 0 | 0.0% |
| Effingham County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 39 applications in 2025, of which 20 were originated and 5 denied.
12.8% of all applications, or 18.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Quontic Bank originated in Georgia in 2025 was 7.81%, against a statewide median of 6.63%.
About this data. Figures are Quontic Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology