Provident Funding Associates in Indiana vs the state
6.0%Denial rate-10.53 pts vs state
8.7%Decision denial rate-11.44 pts vs state
62.4%Origination rate+0.17 pts vs state
6.38%Median rate-0.38 pts vs state
-0.07Rate spread (pts)-0.44 pts vs state
$126kMedian applicant income
186Loans originated
18Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 225 | 131 | 9.3% | 6.38% | #164 |
| 2024 | 270 | 166 | 7.0% | 6.50% | #155 |
| 2025 | 298 | 186 | 6.0% | 6.38% | #158 |
What Provident Funding Associates lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Provident Funding Associates applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 76 | 51 | 3 | 3.9% |
| Marion County | 62 | 44 | 6 | 9.7% |
| Clark County | 20 | 13 | 2 | 10.0% |
| Hendricks County | 15 | 9 | 1 | 6.7% |
| Morgan County | 12 | 8 | 1 | 8.3% |
| Boone County | 11 | 8 | 0 | 0.0% |
| Hancock County | 11 | 7 | 0 | 0.0% |
| Allen County | 9 | 3 | 1 | 11.1% |
| Johnson County | 8 | 5 | 0 | 0.0% |
| Lake County | 7 | 5 | 1 | 14.3% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 298 applications in 2025, of which 186 were originated and 18 denied.
6.0% of all applications, or 8.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Provident Funding Associates originated in Indiana in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Provident Funding Associates's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology