Prosperity Home Mortgage in Oklahoma vs the state
12.1%Denial rate-5.80 pts vs state
22.6%Decision denial rate-0.23 pts vs state
39.4%Origination rate-16.71 pts vs state
6.12%Median rate-0.50 pts vs state
-0.25Rate spread (pts)-0.60 pts vs state
$99kMedian applicant income
39Loans originated
12Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 12 | 9.1% | 6.75% | #309 |
| 2024 | 8 | 4 | 50.0% | 7.00% | #403 |
| 2025 | 99 | 39 | 12.1% | 6.12% | #190 |
What Prosperity Home Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 13 | 5 | 2 | 15.4% |
| Tulsa County | 13 | 7 | 2 | 15.4% |
| Cleveland County | 10 | 1 | 2 | 20.0% |
| Comanche County | 10 | 4 | 1 | 10.0% |
| Canadian County | 5 | 0 | 1 | 20.0% |
| Payne County | 4 | 1 | 1 | 25.0% |
| Washington County | 4 | 2 | 0 | 0.0% |
| Muskogee County | 4 | 3 | 0 | 0.0% |
| Rogers County | 4 | 3 | 0 | 0.0% |
| Creek County | 3 | 0 | 1 | 33.3% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 99 applications in 2025, of which 39 were originated and 12 denied.
12.1% of all applications, or 22.6% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Prosperity Home Mortgage originated in Oklahoma in 2025 was 6.12%, against a statewide median of 6.63%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology