Princeton Mortgage · Illinois · 2025

Princeton Mortgage in Illinois: approval rate, denial rate and rates (2025)

Princeton Mortgage took 20 mortgage applications in Illinois in 2025, ranking #596 of 1,150 lenders active in the state. It originated 65.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

20Applicationsin IL
0.0%Decision denial ratestate 21.7%
6.50%Median ratestate 6.75%
$250,000Median loanstate $185,000
$3.6MVolume7 counties

Princeton Mortgage in Illinois vs the state

0.0%Denial rate-17.12 pts vs state
0.0%Decision denial rate-21.68 pts vs state
65.0%Origination rate+6.26 pts vs state
6.50%Median rate-0.25 pts vs state
0.36Rate spread (pts)-0.02 pts vs state
$94kMedian applicant income
13Loans originated
0Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
202321124.8%7.38%#585
202425178.0%6.99%#560
202520130.0%6.50%#596

What Princeton Mortgage lends in Illinois

By loan purpose

Home purchase 11 55% · 0.0% denied
Refinance 4 20% · 0.0% denied
Cash-out refinance 4 20% · 0.0% denied
Home improvement 1 5% · 0.0% denied

By loan type

Conventional 15 75% · 0.0% denied
FHA 5 25% · 0.0% denied

Where in Illinois

Counties with the most Princeton Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 850 0.0%
McHenry County 430 0.0%
DuPage County 330 0.0%
Macoupin County 210 0.0%
Winnebago County 100 0.0%
Peoria County 110 0.0%
Boone County 100 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 20 applications in 2025, of which 13 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans Princeton Mortgage originated in Illinois in 2025 was 6.50%, against a statewide median of 6.75%.

About this data. Figures are Princeton Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology