Primelending, a Plainscapital in Maine vs the state
3.9%Denial rate-12.48 pts vs state
4.6%Decision denial rate-15.53 pts vs state
80.8%Origination rate+18.60 pts vs state
6.55%Median rate-0.33 pts vs state
0.28Rate spread (pts)-0.04 pts vs state
$118kMedian applicant income
21Loans originated
1Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 16 | 0.0% | 7.12% | #165 |
| 2024 | 27 | 22 | 0.0% | 6.99% | #149 |
| 2025 | 26 | 21 | 3.9% | 6.55% | #157 |
What Primelending, a Plainscapital lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 9 | 9 | 0 | 0.0% |
| Androscoggin County | 3 | 3 | 0 | 0.0% |
| Kennebec County | 3 | 2 | 1 | 33.3% |
| Cumberland County | 3 | 2 | 0 | 0.0% |
| Aroostook County | 2 | 2 | 0 | 0.0% |
| Penobscot County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
| Oxford County | 1 | 1 | 0 | 0.0% |
| Piscataquis County | 1 | 0 | 0 | 0.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 26 applications in 2025, of which 21 were originated and 1 denied.
3.9% of all applications, or 4.6% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Primelending, a Plainscapital originated in Maine in 2025 was 6.55%, against a statewide median of 6.88%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology