Primelending, a Plainscapital in Iowa vs the state
7.1%Denial rate-5.72 pts vs state
7.7%Decision denial rate-7.62 pts vs state
78.6%Origination rate+10.11 pts vs state
6.63%Median rate+0.13 pts vs state
0.16Rate spread (pts)-0.03 pts vs state
$121kMedian applicant income
22Loans originated
2Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 25 | 0.0% | 6.99% | #243 |
| 2024 | 32 | 27 | 0.0% | 6.63% | #251 |
| 2025 | 28 | 22 | 7.1% | 6.63% | #272 |
What Primelending, a Plainscapital lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 4 | 2 | 0 | 0.0% |
| Polk County | 4 | 3 | 1 | 25.0% |
| Story County | 2 | 1 | 0 | 0.0% |
| Dallas County | 2 | 2 | 0 | 0.0% |
| Black Hawk County | 2 | 2 | 0 | 0.0% |
| Linn County | 2 | 1 | 0 | 0.0% |
| Wayne County | 1 | 1 | 0 | 0.0% |
| Keokuk County | 1 | 1 | 0 | 0.0% |
| O'Brien County | 1 | 1 | 0 | 0.0% |
| Scott County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 28 applications in 2025, of which 22 were originated and 2 denied.
7.1% of all applications, or 7.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Primelending, a Plainscapital originated in Iowa in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology