Primelending, a Plainscapital in Indiana vs the state
3.8%Denial rate-12.73 pts vs state
4.3%Decision denial rate-15.83 pts vs state
77.9%Origination rate+15.69 pts vs state
6.88%Median rate+0.13 pts vs state
0.49Rate spread (pts)+0.12 pts vs state
$82kMedian applicant income
325Loans originated
16Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 363 | 266 | 5.5% | 7.13% | #122 |
| 2024 | 413 | 307 | 3.9% | 6.88% | #124 |
| 2025 | 417 | 325 | 3.8% | 6.88% | #133 |
What Primelending, a Plainscapital lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 115 | 87 | 5 | 4.3% |
| Wayne County | 61 | 50 | 2 | 3.3% |
| Lake County | 42 | 35 | 0 | 0.0% |
| Hamilton County | 35 | 29 | 1 | 2.9% |
| Hendricks County | 17 | 14 | 0 | 0.0% |
| Madison County | 12 | 10 | 0 | 0.0% |
| Johnson County | 11 | 5 | 0 | 0.0% |
| Porter County | 10 | 9 | 0 | 0.0% |
| Putnam County | 7 | 3 | 1 | 14.3% |
| Hancock County | 7 | 7 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 417 applications in 2025, of which 325 were originated and 16 denied.
3.8% of all applications, or 4.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Primelending, a Plainscapital originated in Indiana in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology